Terms of Service
Effective Date: February 16, 2026
Welcome to UtilityNova (the "Website"), an online platform operated by UtilityNova ("we," "us," or "our"). By accessing or using our Website and any calculators, tools, content, features, or services made available through it (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully before using our Services. If you do not agree to these Terms, you may not access or use the Services.
1. Acceptance of Terms
By using our Services, you affirm that you are of legal age to form a binding contract in your jurisdiction and that you agree to comply with these Terms and all applicable local, national, and international laws, rules, and regulations.
2. Nature of Services and Disclaimer
Our Services, including all calculators, tools, content, and information provided on this Website, are for general informational and estimation purposes only. They are designed to help you understand certain concepts and make approximate calculations based on the data you input.
Not Professional Advice
Our calculators and tools are designed for informational and educational purposes only. They are not intended to replace, substitute, or serve as professional advice in any field. The results provided by our calculators should never be used as the sole basis for making critical decisions that may have significant financial, legal, health, or professional consequences.
Not Financial Advice
Our financial calculators, including those for loans, investments, mortgages, retirement planning, and tax calculations, are not substitutes for professional financial, investment, tax, or loan advice. These tools provide estimates based on standard formulas and assumptions that may not account for your specific financial situation, risk tolerance, investment goals, tax circumstances, or regulatory requirements. Before making any financial decisions, you must consult with qualified financial advisors, certified public accountants, licensed tax professionals, or registered investment advisors who can provide personalized advice tailored to your individual circumstances, financial goals, and applicable regulations.
Not Medical Advice
Health and fitness calculators, including BMI, TDEE, calorie calculators, and other wellness metrics, are not medical assessments, diagnoses, or treatment recommendations. These tools provide general estimates based on simplified formulas that may not account for your individual health conditions, medical history, body composition, metabolism, medications, or other personal health factors. The results should never be used to diagnose, treat, cure, or prevent any medical condition. You must consult licensed healthcare professionals, including physicians, registered dietitians, certified nutritionists, or qualified fitness professionals, before making any changes to your diet, exercise routine, medication, or health-related decisions. Always seek immediate medical attention for health emergencies or serious health concerns.
Not Legal Advice
Our tools do not provide legal interpretations, legal guidance, or legal opinions. Any calculations or information related to legal matters, compliance, regulations, or legal interpretations are for general informational purposes only and should not be construed as legal advice. Laws and regulations vary by jurisdiction and are subject to change. Legal matters require careful analysis of specific facts, applicable laws, precedents, and jurisdictional requirements. You must consult qualified attorneys or legal professionals licensed in your jurisdiction for any legal advice, legal interpretations, contract reviews, compliance matters, or legal decisions. Do not rely on our calculators or tools for matters involving contracts, disputes, compliance, liability, or any legal proceedings.
Not Educational Advice
Academic calculators, including GPA converters, grade calculators, and other educational tools, are not substitutes for official academic planning, credential evaluation, or educational counseling. These tools provide general estimates and conversions that may not reflect the specific policies, requirements, or standards of your educational institution, accrediting body, or credential evaluation service. Academic policies, grading systems, credit transfer rules, and admission requirements vary significantly between institutions and jurisdictions. You must consult with academic advisors, official credential evaluation services, admissions offices, or educational consultants for accurate academic planning, official grade conversions, credit transfers, and educational guidance specific to your institution or program.
Not Engineering or Technical Advice
Engineering, scientific, and technical calculators are intended for general estimation and educational purposes only. They are not substitutes for professional engineering analysis, structural design reviews, safety assessments, or technical certifications. Engineering calculations require comprehensive analysis of loads, materials, safety factors, building codes, industry standards, and site-specific conditions. For any engineering, construction, manufacturing, or technical projects, you must consult licensed professional engineers, certified technicians, or qualified specialists who can perform proper design reviews, structural analysis, safety evaluations, and compliance verification in accordance with applicable codes, standards, and regulations. Never rely on our calculators for safety-critical applications or structural engineering decisions.
Calculation Accuracy Limitations
CALCULATOR RESULTS ARE APPROXIMATIONS ONLY. All calculations are subject to fundamental limitations that affect their accuracy, reliability, and applicability.
Mathematical Precision Constraints
Computer-based calculations are subject to floating-point arithmetic limitations, rounding errors, and algorithmic approximations that may affect results. Complex calculations involving multiple operations, iterative processes, or large numbers may accumulate rounding errors that can impact precision. Decimal representations in binary systems can introduce minor discrepancies, especially in financial calculations requiring exact decimal precision.
User Input Dependencies
Calculation accuracy depends entirely on the completeness, accuracy, and currency of the data you provide. Incomplete, incorrect, outdated, or misinterpreted input data will produce unreliable or misleading results. Calculators cannot validate the reasonableness or appropriateness of your inputs. You are solely responsible for ensuring that all input values are accurate, current, and applicable to your specific situation.
External Factor Volatility
Many calculations depend on external factors that change frequently and cannot be predicted or accounted for in real-time. Financial calculations may be affected by changing interest rates, market conditions, economic factors, or regulatory changes. Health calculations may not account for individual metabolic variations, health conditions, or lifestyle factors. Scientific and engineering calculations may be affected by environmental conditions, material properties, or operational variables. These external factors can significantly impact the accuracy and applicability of calculation results.
Formula and Methodology Limitations
While we use industry-standard formulas where applicable, all mathematical models are simplifications of complex real-world phenomena and may not account for all variables or edge cases. Formulas may be generalized versions that do not address specific circumstances, regional variations, or specialized conditions. Some formulas may be outdated or superseded by newer methodologies. Complex systems often require multi-factor analysis that cannot be captured in a single calculation.
Regulatory and Standard Changes
Laws, regulations, industry standards, tax rates, building codes, academic policies, and other governing factors change frequently and may render calculation results outdated, non-compliant, or inapplicable. Regulatory changes may affect financial calculations, tax implications, compliance requirements, or legal interpretations. Standards organizations regularly update methodologies, formulas, and best practices. Calculators may not reflect the most current regulations, standards, or policies applicable to your situation or jurisdiction.
Platform and Browser Variations
Calculation results may vary based on your device, browser, operating system, screen resolution, JavaScript engine implementation, or internet connection quality. Different browsers and devices may handle floating-point arithmetic, rounding, or mathematical operations slightly differently, potentially leading to minor variations in results. While we strive for consistency across platforms, absolute uniformity cannot be guaranteed.
Potential Bugs and Formula Errors
Despite our efforts to ensure accuracy, calculators may contain programming bugs, implementation errors, or incorrect formulas that could produce erroneous results. Software bugs may exist in calculation logic, input validation, data processing, or result display. Formulas may have been incorrectly implemented, misinterpreted from source materials, or may be outdated versions that have been superseded by corrected methodologies. We continuously work to identify and fix such issues, but we cannot guarantee that all bugs or formula errors have been discovered or corrected. You should always verify results independently, especially for critical calculations, and report any suspected errors to us so we can investigate and correct them.
CRITICAL REQUIREMENT: You must independently verify all calculation results before relying on them for any decision. Never use our calculators as a substitute for professional advice, official calculations, regulatory compliance verification, or critical decision-making. Always cross-check results using alternative methods, official sources, or professional verification when dealing with important matters.
3. User Conduct
You agree to use our Services only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Website. Prohibited conduct includes:
- Using the Services for any illegal or unauthorized purpose
- Interfering with or disrupting the integrity or performance of the Services
- Attempting to gain unauthorized access to any part of the Website
- Transmitting any viruses, worms, or malicious code
- Scraping, crawling, or extracting data without express written permission
4. Intellectual Property Rights
All content on the Website, including text, graphics, logos, calculator tools, software, code, images, and data compilations, is the property of UtilityNova or its content suppliers and is protected by copyright, trademark, patent, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or transmit any material on our Website, except as generally and permissibly used by the Services for their intended purpose. Any unauthorized use is strictly prohibited.
5. Disclaimer of Warranties
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, COMPLETENESS, AND CALCULATION CORRECTNESS.
We do not warrant that the Services will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Website or servers are free of viruses or other harmful components. We do not guarantee the accuracy, reliability, or completeness of any calculation results, and we expressly disclaim any responsibility for errors, omissions, or inaccuracies in calculator output.
6. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL UtilityNova, its officers, directors, employees, agents, suppliers, or licensors be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, revenue, business opportunities, financial losses, damages from incorrect calculations, costs from professional consultations, legal fees, loss of data, personal injury, regulatory fines, or any other damages.
Such liability is excluded regardless of the cause of action, including breach of contract, tort (including negligence), misrepresentation, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM YOUR USE OF THE SERVICES EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR ACCESS TO THE SERVICES IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) TEN UNITED STATES DOLLARS ($10.00 USD). YOU HEREBY WAIVE ANY RIGHT TO PARTICIPATE IN ANY CLASS ACTION AGAINST US.
7. User Responsibilities and Professional Consultation
By using our calculators, you expressly acknowledge and agree to the following responsibilities:
Independent Verification
- You must independently verify all calculation results using alternative methods or sources
- You must cross-check results with official sources, regulatory requirements, or industry standards
- You must ensure all input data is complete, accurate, and current
Professional Consultation Requirements
You must consult qualified, licensed professionals for decisions that may have legal, financial, safety, or health implications. This includes certified financial advisors for financial decisions, licensed healthcare professionals for health decisions, qualified attorneys for legal matters, academic advisors for educational planning, and licensed professionals for engineering or technical calculations.
You acknowledge that failure to consult appropriate professionals for critical decisions may result in significant harm, and you assume all responsibility for such decisions. Our calculators are not substitutes for professional advice.
8. Indemnification
You agree to defend, indemnify, and hold harmless UtilityNova, its licensors, and service providers, and its respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website.
9. Formula Sources and Limitations
Our calculators utilize formulas, algorithms, and methodologies derived from various sources including industry-standard mathematical formulas, published academic research, government publications, professional organization standards, and open-source libraries. We do not independently verify or validate all third-party formulas or data sources, and formulas may be simplified versions of complex real-world calculations.
We reserve the right to update, modify, or correct formulas at any time without notice. The inclusion of any formula or methodology does not constitute an endorsement of that source or its accuracy. Users should consult original sources and professional experts for critical applications.
10. Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy to understand our practices regarding the collection, processing, and use of your information.
11. Third-Party Links
The Website may contain links to third-party websites or services that are not owned or controlled by UtilityNova. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that UtilityNova shall not be responsible or liable for any damage or loss caused by or in connection with the use of or reliance on any such content, goods, or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
12. Modifications to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Services.
13. Termination
We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Services will immediately cease.
14. Governing Law
These Terms shall be governed and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from these Terms shall be resolved through appropriate legal channels in accordance with applicable jurisdiction.
15. Severability
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
16. Entire Agreement
These Terms constitute the entire agreement between us regarding our Services, and supersede and replace any prior agreements we might have had between us regarding the Services.
17. Contact Us
If you have any questions about these Terms, please contact us:
By email: utilitynova.contact@gmail.com
By visiting our contact page: Contact Us